Financial planning is built around a euphemistic “plan end” date: how many years does your money need to last? Really? This is just a friendly way to ask when you are planning to die.

Not to shock, but our journey into retirement can’t be separated from our journey to the grave.

This is good. The best way to appreciate our lives is to realize they are a gift with an expiration date. Knowing we are finite helps us cut away the clutter and focus on what matters.

Retirement is more than a new beginning, it’s also when we understand that we are going into that good night regardless of how much we rage.